It provides protection against legal liability arising from an accident involving the insured vehicle for (1) Bodily Injuries to Third Party (2) Damage to property of a Third Party (3) Bodily injuries to passengers travelling in Public Service Vehicles. The limit of cover for compulsory legal liability is defined in the policy.
Personal Accident Cover for the Insured or any driver who drive the vehicle with the consent of the owner and passengers travelling in the vehicle can covered for specified amounts.
The Own Damage cover is the one which customer may buy in addition to the legal liabilities cover. It offers compensation for damage to the insured vehicle caused by a wide range of perils such as accidental collision with a motored land vehicles or objects, overturning or theft.